Clear car title for repossessed car?

When a car is repossessed by the lender or creditor due to default on financing payments, the original title remains with the lienholder. There isn't a "clear car title" available for a repossessed vehicle at that moment since ownership hasn't been completely transferred to the original buyer.

The process after repossession typically involves either selling the vehicle through an auction or private sale (depending on state laws), or by the lender keeping the car in satisfaction of the outstanding debt (known as "strict foreclosure").

If the car is sold at auction or through a private sale, the successful buyer may then obtain a "clear car title" by paying off any remaining loans or balances. In cases where the lender retains the vehicle, however, the title status of the car as "repossessed" remains until it is released by the lender upon satisfaction of the debt or through legal processes as determined by the specific state's laws governing vehicle repossession.