In general, no. A lienholder does not have title to a vehicle. A lien is a legal claim or encumbrance on an asset or property to secure payment of a debt or obligation. In the case of a vehicle, a lienholder may be a bank or other lender that has provided a loan for the purchase of the vehicle. The lienholder has the right to repossess the vehicle if the borrower fails to make payments on the loan. However, the lienholder does not have ownership of the vehicle. The borrower retains ownership of the vehicle, subject to the lien.
Once the loan is paid in full, the lienholder is required to release the lien and provide the borrower with the vehicle title. This allows the borrower to obtain a clear title to the vehicle and to sell or transfer it without any encumbrances.
It is important to note that there may be exceptions and variations in different jurisdictions, so it is always advisable to consult the relevant laws and regulations in your specific area or country.