In most cases, a standard homeowners insurance policy does not cover stolen motorcycles. Motorcycles are typically considered to be vehicles and are therefore excluded from coverage under homeowners policies. However, some homeowners policies may offer optional coverage for motorcycles. It is important to check with your insurance company to see if your policy covers motorcycles and, if not, whether optional coverage is available.
If you have a motorcycle, you should consider purchasing separate insurance for it. Motorcycle insurance can provide coverage for theft, as well as other risks, such as damage from accidents, collision, and vandalism.
