- The type of motorcycle you ride: Sport bikes and high-performance motorcycles are typically more expensive to insure than other types of motorcycles.
- Your driving history: If you have a history of accidents or traffic violations, your insurance rate will be higher.
- Your age: Younger riders are statistically more likely to be involved in accidents, so they pay higher insurance rates than older riders.
- Your location: Insurance rates vary from state to state, and some states have higher rates than others.
- The amount of coverage you want: If you choose higher limits of liability or comprehensive coverage, your insurance rate will be higher.
If you are concerned about the cost of motorcycle insurance, it is a good idea to shop around and compare quotes from different companies. You may also be able to save money by bundling your motorcycle insurance with your other policies, such as car insurance or home insurance.
