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Can your car be repossessed by an auto repair shop if you owe for repairs?

Generally, no, an auto repair shop cannot legally repossess your car simply because you owe them for repairs.

Here's why:

* No Lien: Repair shops typically don't have a lien on your vehicle for unpaid repairs. A lien gives a creditor the right to seize your property if you don't pay.

* Contractual Agreements: The only way a repair shop could legally repossess your car is if you signed a specific agreement giving them a lien on your vehicle in the event of unpaid repairs. This is rare, and usually only happens if you are financing the repairs through the shop.

* State Laws: Each state has its own laws about mechanics liens. In some cases, a repair shop might be able to file a mechanic's lien on your vehicle. However, this is a legal process that requires filing paperwork and doesn't automatically give them the right to repossess the car.

What a Repair Shop Can Do:

* Sue for Payment: The most common legal action a repair shop can take is to sue you for the unpaid balance.

* Keep Your Vehicle: If you haven't paid for repairs, the shop may refuse to release your vehicle. This is legal, as long as they have completed the work, and you agreed to pay for it.

Important Note: If you are financing your vehicle through a lender, they may have a lien on the car. If you default on your loan payments, the lender could repossess the vehicle, regardless of whether or not you owe the repair shop.

Always read and understand the terms of any agreements you sign when having work done on your vehicle. If you have any questions or concerns, consult with a legal professional.