Here's how it typically works:
* You have an accident or need car repairs.
* You take your car to a shop that is part of the insurance company's network.
* The insurance company pays the shop directly for the repairs.
* You, the customer, may have a deductible to pay, but often don't need to pay upfront.
This direct repair model benefits both the insurance company and the shop:
* Insurance companies: It helps them control costs and ensure repairs are done according to their standards.
* Shops: They get paid promptly and often have a steady flow of business.
To find out which specific insurance companies offer direct repair programs in your area, you can:
* Contact your current insurance company and ask if they offer a direct repair program.
* Look online for insurance companies that advertise direct repair programs.
* Contact local auto body shops and ask which insurance companies they work with directly.
