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How do you get a tire off 1998 Ford Explorer XLT 4-wheel drive after the lug nuts are but there is something in center holding wheel on?

That "something in the center" holding the wheel on is the hub-centric ring. It's a small, often metal ring that sits on the hub and centers the wheel before the lug nuts are tightened. On some vehicles, including some Ford Explorers, it can get stuck or fused to the hub, making wheel removal difficult.

Here's how to address this:

1. Check for Rust/Corrosion: The most common culprit is rust or corrosion welding the hub-centric ring to the hub. Try using a penetrating oil (like PB Blaster or Liquid Wrench) liberally around the ring's outer edge. Let it soak for at least 30 minutes, or even overnight for stubborn cases. This will help break the bond.

2. Gentle Persuasion: After applying penetrating oil, try tapping the wheel gently with a rubber mallet or a soft-faced hammer *around its perimeter*. Avoid hitting the lug nut holes directly. The goal is to loosen the ring, not damage the wheel.

3. Pry Bar (Use Caution!): If tapping doesn't work, you can carefully use a pry bar. Insert the pry bar's tip between the wheel and the hub, *away* from the lug nut holes. Apply gentle leverage to try to separate the ring. Be extremely cautious to avoid damaging the wheel or hub. A thin, flat pry bar is ideal for this.

4. Pulling it Off: Once the ring is loose, you should be able to pull the wheel straight off the hub. If it's still stuck, carefully continue the process.

5. If it Breaks: In some cases, the hub-centric ring might break during removal. This isn't necessarily a disaster, but it's something to be aware of before you begin. You'll need a replacement ring if this happens.

6. Professional Help: If you're uncomfortable performing these steps, or if the wheel remains stubbornly attached, it's best to take your vehicle to a tire shop or mechanic. They have the tools and expertise to remove the wheel safely and efficiently. Forcing the wheel can damage the hub, which is a much more expensive repair.

Important Safety Note: Always use wheel chocks to prevent the vehicle from rolling when changing a tire. Never work under a vehicle supported only by a jack – use jack stands for safety.