Auto >> AutoSPT >  >> Auto Repair

If your car has been repossessed and you know where it is can go get since made the payments before they repoed it?

No, you generally cannot just go get your car back after it's been repossessed, even if you believe you made payments before the repossession. The repossession company has legally taken possession of the vehicle. Attempting to retrieve it yourself could be considered theft or trespassing.

To get your car back, you need to contact the repossession company or your lender *immediately*. Explain the situation and inquire about the process for reclaiming your vehicle. This usually involves:

* Paying the full amount owed: This includes the past-due payments, repossession fees, storage fees, and any other applicable charges. The lender will likely provide a detailed breakdown of these costs.

* Negotiating a payment plan: In some cases, the lender may be willing to work with you on a repayment plan to avoid further fees and reclaim your vehicle.

* Legal recourse (if appropriate): If you believe the repossession was illegal (e.g., they didn't follow proper legal procedures), you might have grounds for legal action, but this is complex and requires legal advice. Simply knowing where the car is and going to get it yourself is not a legal way to regain possession.

Ignoring the repossession and trying to retrieve your car on your own will likely worsen your situation and could lead to legal consequences. Always contact your lender or the repossession company first to discuss options for getting your car back.