It's important to check with your insurance company to find out exactly how long an accident will stay on your record. This information can help you make informed decisions about your car insurance coverage.
Here are some tips for reducing the impact of an accident on your insurance:
* File a police report as soon as possible after the accident. This will help to establish the facts of the accident and may help to prevent your insurance company from denying your claim.
* Get estimates from multiple body shops before having your car repaired. This will help you to ensure that you're getting a fair price for the repairs.
* Pay your deductible promptly. This will help to avoid any delays in getting your car repaired.
* Ask your insurance company about any discounts you may be eligible for. For example, you may be eligible for a discount if you have completed a defensive driving course or if you have installed anti-theft devices in your car.
By following these tips, you can help to reduce the impact of an accident on your insurance.
