In addition to the vehicle itself, the lender may also repossess any personal belongings that are inside the car. This can include items such as clothing, electronics, and furniture. The lender is not legally obligated to return any of these items to the borrower. However, some lenders may do so as a courtesy, or they may allow the borrower to purchase the items back for a fee.
If your car has been repossessed and you are concerned about your personal belongings, you should contact the lender immediately. You may be able to arrange to pick up your belongings from the lender's impound lot, or you may be able to negotiate with the lender to have them returned to you for a fee.
It is important to note that the repossession process can vary from state to state. If you have any questions about the repossession process, you should contact your state's attorney general's office or the National Consumer Law Center.