Basic motorcycle insurance often includes liability coverage, which helps cover bodily injury and property damage you cause to others while riding your motorcycle. Liability insurance does not cover damages or losses to your own motorcycle, including theft.
Therefore, if you want coverage for theft of your motorcycle, you will need to purchase comprehensive insurance in addition to basic liability coverage. The specific terms and conditions of your motorcycle insurance policy, including the types of coverage provided and any deductibles or exclusions, will depend on the insurance company and the policy you select. It's important to carefully review the policy details and understand the coverage provided before purchasing motorcycle insurance.
