1. Police Involvement: The accident must be reported to the local authorities, and the police will investigate. They will gather information, including the details of the drivers involved, their licenses, and insurance status.
2. Determination of Fault: The police will determine who was at fault for the accident. In a rear-end collision, the driver of the vehicle that hit the vehicle in front is usually considered responsible, but factors like speed, negligence, and traffic violations can affect liability.
3. Personal Injury: If you sustain injuries due to the accident, you might need medical treatment. You can seek medical assistance and keep records of your expenses and medical bills.
4. Damages: You might also have damages to your own vehicle. If the person at fault does not have insurance, you might have to cover the costs of repairing your vehicle out of your pocket or through your own insurance.
5. Legal Consequences for the Driver at Fault: Depending on the laws in your jurisdiction, the driver who caused the accident may face legal consequences for driving without a license, insurance, and permission to drive. These consequences could include fines, imprisonment, or both.
6. Compensation for Damages: If you are unable to recover compensation from the at-fault driver, you may want to check if you have uninsured motorist coverage under your own auto insurance policy. This coverage can provide compensation for property damage and bodily injury caused by uninsured drivers.
It's crucial to consult with a legal professional in your area to understand your rights, options, and the specific laws and regulations applicable to your case. They can guide you through the process and help you protect your interests.