- The lender or its agent may enter your property to repossess the vehicle. However, they must do so peacefully and without causing any damage.
- The lender or its agent may use reasonable force to remove the vehicle, including towing or hiring a locksmith to unlock the doors. However, they cannot use excessive force or threaten violence.
- The lender or its agent must provide you with notice of the repossession, including the date, time, and location of where the vehicle was repossessed.
- The lender or its agent must provide you with an opportunity to redeem the vehicle by paying the full amount of the debt plus any associated costs, such as towing and storage fees.
It is important to note that the specific laws regarding car repossession vary from state to state. If you have any questions about the legality of a car repossession, it is best to consult with an attorney.
