Instead of wage garnishment, the lender who repossessed the vehicle may take other legal actions to collect the outstanding debt. These actions may include:
* Selling the vehicle and applying the proceeds to the outstanding debt.
* Filing a lawsuit against you for the remaining balance of the debt.
* Obtaining a judgment against you for the remaining balance of the debt.
* Placing a lien on your property, such as your home or other vehicles, to secure payment of the debt.