Does a repossessed car have to be sold at public auction?

It depends on state laws and the lender's policies. In some states, repossessed cars must be sold at a public auction. In other states, lenders can sell repossessed cars through private sales or auctions. Additionally, some lenders may choose to sell repossessed cars through dealers or online auctions. In all cases, lenders must follow certain procedures, such as providing notice to the debtor and giving the debtor a chance to redeem the vehicle.