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Will the car owner be notified prior to repossession?

Yes, the car owner will be notified prior to repossession. The creditor is required to send a notice of default to the car owner before they can repossess the vehicle. This notice must be sent at least 20 days before the repossession date, and it must include the following information:

* The amount of the debt that is owed

* The date by which the debt must be paid in full

* A statement that the car will be repossessed if the debt is not paid in full

The creditor must also make a reasonable attempt to contact the car owner by phone or in person before the repossession date. If the car owner cannot be reached, the creditor must leave a notice of the repossession on the car.

In some states, the creditor may also be required to obtain a court order before they can repossess the vehicle.

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