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How long after a payment being missed can lender reposse your car?

It depends on the specific terms of your loan agreement as well as the laws in your state. Generally, lenders can repossess your vehicle if you fail to make payments for a certain amount of time. This grace period is typically anywhere from 15 days to 60 days, but can vary depending on the lender and state laws.

You should carefully read your loan agreement and understand the specific terms and conditions regarding late payments and repossession. If you are at risk of missing a payment, it's important to contact your lender as soon as possible to discuss your options. They might be able to work out a payment plan that allows you to catch up and avoid the risk of repossession.