Do auto quotes increase insurance rates?

Getting an auto quote does not typically cause your insurance rates to increase by any substantial amount. It can sometimes result in minor fluctuations based on the individual characteristics of your driving history and vehicle information as assessed by the insurance company when they provide you with a personalized quote. Insurance premiums are mostly influenced by factors such as your driving record, accident history, location, car make and model, age, annual mileage, insurance coverage opted for, deductibles, and claim amounts. While requesting a quote may prompt insurers to evaluate your situation based on the given details, it usually remains a normal step in selecting or comparing insurance options before actually purchasing any plans.