Does auto insurance cover fire due to aftermarket parts?

In general, if a fire in your car is caused by an aftermarket part that is not approved by the manufacturer, your auto insurance may not cover the damage. This is because aftermarket parts are not subject to the same safety standards as original equipment manufacturer (OEM) parts, and insurance companies may consider them to be a higher risk.

However, coverage for aftermarket parts may vary depending on the specific insurance company and the nature of the aftermarket part. Some insurance companies may offer limited or no coverage for aftermarket parts, while others may provide coverage if the aftermarket part is installed by a qualified technician. It's important to check with your insurance company to understand the specific coverage for aftermarket parts.

To protect yourself in the event of a fire caused by an aftermarket part, it's important to make sure that the part is properly installed by a qualified technician and that you keep all documentation related to the part and its installation.