However, there may be some exceptions to this rule. For example, if your windshield is cracked due to your own negligence, such as driving through a car wash with the window open, your insurance company may not cover the cost of replacement. It's important to check with your insurance company to confirm what is covered under your policy.
If your insurance company is responsible for replacing your windshield, the process is usually straightforward. You can file a claim with your insurance company and they will either send you a check for the cost of the repair or work directly with a glass repair shop to have the windshield replaced.
In some cases, you may be able to pay for the windshield replacement out-of-pocket and then reimburse yourself through your insurance company. However, this is not always the best option, as you may have to pay the full cost of the repair up front and it may take some time to be reimbursed.
If you are unsure whether your insurance company is responsible for replacing your cracked windshield, it's best to contact them directly to inquire about your coverage.
