1. Investigating Officer: The police officer who responded to the accident will conduct an investigation. They may create an official police report based on the information they gather at the scene, any evidence, witness statements, and the statements provided by the involved parties (if available).
2. Reporting the Accident: Despite the lack of information exchange at the scene, both drivers are required to report the accident to their respective insurance companies within the specified timeframe (usually within a few days).
3. Contacting the Other Party: Even without the other party's contact details, you should still attempt to obtain as much information as possible, such as the make, model, and license plate number of their vehicle. You can share this information with your insurance company to assist them in locating the other driver.
4. Witness Statements: If there were witnesses to the accident who have relevant information, you should make a note of their contact details, as their statements can be valuable for the investigation. Share this information with your insurance adjuster.
5. Investigation and Assessment: The insurance companies of both drivers will conduct their investigations, collect evidence, and assess the damages to both vehicles. This can be challenging without detailed statements from the involved drivers.
6. Liability Determination: Determining fault and liability for the accident becomes more difficult without comprehensive information, as the insurance companies will have limited data to work with.
7. Claim Settlement: If the identity of the other driver and their insurance information cannot be obtained, and liability cannot be clearly established, it may impact the amount of compensation you receive. Your insurance company will work within the available details to settle the claim or advise you on further options.
In some cases, if crucial information cannot be obtained, it might be necessary to pursue legal action through the court system to resolve the matter further. Consulting with a legal professional experienced in personal injury cases is advisable if the situation is particularly complex or challenging to resolve.
