If there is more than one car damaged in an accident can they divide the damage?

It is possible for the insurance companies of multiple vehicles involved in an accident to divide the damages among the policyholders. This process known as "allocation of liability" or "proportionate liability," occurs when both parties are found to be partially responsible for the accident. Each insurance company will typically cover the damages to its policyholder's vehicle based on the determined percentage of fault.

For instance, let's say Car A and Car B are involved in an accident. An investigation determines Car A is 60% at fault, while Car B is 40% responsible. In this case, Car A's insurance company would cover 60% of the damages to Car B, and Car B's insurance company would cover 40% of the damages of Car A. However, it is important to note that the specific laws and regulations regarding the division of damages in accidents can vary depending on the jurisdiction.

It's worth mentioning that some states follow a rule known as "comparative negligence," which allows for proportionate liability based on the degree of fault of each party involved. However, other states may have different laws regarding the allocation of liability in accidents.