Can a repo company come on private property without permission move another car that is parked behind said to be repoed and in process cause damages your home repoed?

Generally speaking, a repossession company does not have the authority to enter private property without permission to repossess a vehicle. Additionally, they are not permitted to cause damage to your home or other property in the process of repossession. If a repo company has damaged your property, you should consult with a legal professional to determine your rights and options.

Here are some specific details about the rules governing repossession:

Right to Repossess: Repossession companies have the right to repossess a vehicle only if the owner has defaulted on a loan agreement or lease and has failed to make payments.

Notice Requirement: Before repossessing a vehicle, the repo company must typically provide the owner with a written notice that states the date, time, and place of the repossession, as well as the amount owed.

Permissible Methods: Repossession companies are only allowed to use reasonable and peaceful means to repossess a vehicle. They are not permitted to use force or violence, or to cause damage to the vehicle or any other property.

Permission to Enter: Repossession companies generally do not have the right to enter private property without permission to repossess a vehicle. However, there are some exceptions to this rule, such as when the vehicle is in plain view from a public street or when the repo company has a valid court order.

Liability for Damages: If a repo company causes damage to your property during the repossession process, you may be able to hold them liable for the damages. You should contact a legal professional to discuss your options for pursuing compensation for damages.