Reach out to the previous owner and explain the situation. Request them to resolve the issue by getting in touch with the finance company and informing them about the sale of the vehicle.
2. Check the V5C (Log Book):
Make sure that the V5C, also known as the vehicle registration certificate, is in your name. If not, you may have to visit a DVLA office to update the ownership information.
3. Contact the Finance Company:
Get in touch with the finance company that is attempting to repossess the vehicle. Provide them with the details of your purchase, including any documents or receipts you have.
4. Gather Proof of Purchase:
Collect any documents related to the sale, such as a bill of sale, purchase agreement, or signed receipt. These documents can help you demonstrate that you acquired the vehicle legally.
5. Seek Legal Advice:
Consider consulting with a legal expert who specializes in consumer rights or vehicle ownership. They can provide guidance on your rights and options.
6. Report to Trading Standards:
You may want to report the situation to Trading Standards, a UK agency that deals with consumer protection and fairness in trading practices. They can investigate the matter and offer further advice.
7. Keep the Vehicle in Good Condition:
While the situation is being resolved, ensure that you maintain the vehicle in a good condition. Avoid any unnecessary modifications and keep records of any maintenance or repairs.
