Here's why:
* Proof of Identity: Insurance companies need to verify your identity to issue a policy. A driver's license is a common and convenient form of ID, but other accepted forms might include:
* Passport
* State-issued ID card
* Military ID
* Proof of Residency: You'll likely need to prove you live in the state where you're buying insurance.
* Driving Record: If you plan to drive the car, you'll need to provide your driving history, even if you don't have a license yet. This is usually done through a Motor Vehicle Report (MVR).
Even if you don't have a license, you might still need car insurance:
* If you own a car, even if you don't drive it: Many states require car insurance even if the vehicle is not driven regularly.
* If you're financing a car: Lenders will typically require car insurance as part of the loan agreement.
Important Note: While you don't need a license to buy insurance, you'll need one to legally drive the car on public roads.
If you have specific questions, it's always best to contact an insurance agent or broker in your state for personalized advice.
