Insurance Companies:
* Direct insurers: These companies sell insurance directly to customers, often online. Examples include Admiral, Direct Line, and LV=.
* Brokerage firms: These companies act as intermediaries between you and insurance companies. They can help you compare quotes from multiple providers. Examples include Compare the Market, Go Compare, and MoneySuperMarket.
* Specialist breakdown cover providers: Some companies specialize in breakdown cover, offering it as a standalone product or as an add-on to your existing insurance. Examples include the AA, RAC, and Green Flag.
Other Options:
* Your existing car insurance provider: Many insurers offer breakdown cover as an optional extra on your car insurance policy.
* Motoring clubs: Some motoring clubs, such as the AA and RAC, offer breakdown cover as a benefit of membership.
Things to Consider When Choosing Breakdown Cover:
* Level of cover: Different breakdown cover policies offer different levels of protection. Some will only cover you for basic services like roadside assistance, while others will cover you for more comprehensive services like home recovery and vehicle recovery.
* Geographical coverage: Some breakdown cover policies only cover you in the UK, while others offer European coverage.
* Cost: Breakdown cover can be a significant expense, so it's important to compare quotes from different providers.
* Claims process: Make sure you understand the claims process and any limitations before you take out a policy.
Tips for Getting the Best Deal:
* Compare quotes from multiple providers: Don't just settle for the first quote you get. Take the time to compare quotes from several different companies.
* Consider your individual needs: Think about how often you drive and what level of cover you need.
* Read the policy documents carefully: Before you commit to a policy, make sure you understand the terms and conditions, including any exclusions or limitations.
By following these tips, you can find the best car insurance with breakdown cover for your needs and budget.
