Here's the breakdown:
* Car Insurance: This is a policy that covers the car itself. It protects you from financial loss if the car is damaged or stolen, or if you cause damage to other vehicles or property.
* Driver's Insurance: While there isn't technically a separate "driver's insurance" policy, your car insurance will cover you as a driver if you're involved in an accident. This includes things like liability coverage, which pays for damages to others, and medical payments coverage, which pays for your medical expenses.
So, to answer your question:
* The car is insured by a car insurance policy. This policy protects the car itself.
* Drivers are covered by the car insurance policy. The policy protects the driver from financial loss due to accidents or injuries.
It's important to remember that your car insurance policy also covers other aspects of your driving, such as:
* Passengers: Your insurance will cover passengers in your car if they are injured in an accident.
* Uninsured/Underinsured Motorists: This coverage protects you if you are hit by someone who doesn't have insurance or doesn't have enough insurance to cover your damages.
I hope this clarifies things! If you have any more questions about insurance, feel free to ask.
