Car insurance is designed to protect you and your vehicle in the event of an accident or other covered event. If you don't have a car, you don't need this type of insurance.
However, there are some situations where you might still need insurance, even without owning a car:
* You're driving someone else's car: If you borrow or rent a car, you'll need to be insured. The owner's insurance policy may cover you, but it's always best to check.
* You're a named driver on someone else's policy: If you're listed on someone else's car insurance policy, you'll be covered even if you don't own a car.
* You're operating a motorcycle or other vehicle: You'll need insurance for any vehicle you operate, even if it's not a car.
It's important to note that in some states, liability insurance is required for all drivers, even if they don't own a car. This means that if you are driving someone else's car and you cause an accident, you'll be personally liable for any damages.
If you have any questions about whether you need car insurance, it's always best to consult with an insurance agent or broker.
