Here's why:
* Policies vary: Insurance policies are not standardized. Coverage for towed vehicles can depend on your insurer, the specific policy, and the type of towing situation.
* Specific clauses: Look for clauses related to "towed vehicles," "non-owned vehicles," or "coverage while being transported."
* Exclusions: There might be exclusions for specific towing scenarios, such as towing for commercial purposes.
To be sure, contact your insurance company and ask:
* Do I have coverage for vehicles in tow?
* What are the specific terms and conditions?
* Are there any exclusions for certain types of towing situations?
By contacting your insurer directly, you can get the most accurate and relevant information for your situation.