Factors influencing the cost include:
* Location: Insurance rates differ dramatically by state and even within states due to accident rates and other factors.
* Age and driving history: Young, inexperienced drivers typically pay much more than older drivers with clean records.
* Type of car: The make, model, and year of your vehicle impact the cost of insurance. Expensive cars or those prone to theft or accidents cost more to insure.
* Coverage level: Comprehensive and collision coverage is more expensive than liability-only coverage.
* Credit score: In many states, your credit score is a factor in determining your insurance premium.
To get a more accurate estimate for your situation, you should obtain quotes from several insurance companies. Online comparison tools can be helpful for this.
