Would your car be covered if it is parked in yard and hit by an uninsured person under full coverage?

Generally, yes, your car would be covered if it's parked in your yard and hit by an uninsured person, provided you have full coverage insurance. Full coverage typically includes collision coverage. Collision coverage pays for damage to your vehicle regardless of fault, meaning it would cover the damage caused by the uninsured driver, even if the incident occurred while your car was parked.

However, there are some caveats:

* Your insurance company's specific policy: Always review your policy documents. While collision coverage is standard in full coverage, the specifics of your policy might have limitations or exclusions.

* Proof of the accident: You'll need to prove the accident occurred. This might involve police reports, witness statements, or other evidence.

* Deductible: You'll likely have to pay your deductible before your insurance company covers the remaining costs of repairs.

In short, it's highly probable your car would be covered, but it's crucial to contact your insurance company directly to confirm the specifics of your policy and the claims process.