Auto >> AutoSPT >  >> Car Care

Is it legal to have a car insured in different state than where you are driving it?

No, it's generally not legal to have a car insured in a different state than where you primarily drive it. Insurance companies require you to register your vehicle and insure it in the state where it's principally garaged and operated. Driving a car insured in another state is considered insurance fraud and can lead to serious consequences including:

* Policy cancellation: Your insurance policy will likely be canceled if the insurer discovers the discrepancy.

* Fines and penalties: You could face significant fines from both the insurance company and the state's Department of Motor Vehicles (DMV).

* Suspension of driving privileges: Your driver's license could be suspended.

* Legal action: In some cases, you could face legal action and even criminal charges.

* Lack of coverage in an accident: If you're in an accident, your insurance may not cover the damages because the vehicle wasn't insured in the correct state.

While there might be very limited exceptions (for example, temporary relocation with demonstrable proof), the general rule is that your car insurance must reflect where you primarily use your vehicle. Always contact your insurance company to discuss your situation if your circumstances change, such as moving to a new state.

Auto Repair
Special Lincoln Highway Celebration Returns to New Jersey How do you check transmission fluid on 2003 road king?
Car Care
What gas inflates the air bags on a car? Where did Chrysler move to? Top 8 Questions Your Auto Repair Mechanic Should Be Able to Answer
Engine
What is the Mpg of a 6.5 duramax diesel? What is the bolt pattern for a 1992 camaro z28?
Electric Car
When was R12 coolant stopped being put in cars? How much is a new Cadillac escalade esv? You replaced your 02 sensor for Monte Carlo 1999 you still get engine light what else could it be possible?
Autopilot
Where do you set the marks on cam and crank a1990 2500 5.7? How do you identify pocket bike model?
Car Photos
How do you replace the third brake light on a 94 Honda civic hatchback? How do you open hood of a 2007 Volvo Semi Truck? Where was the 2011 Buick Regal add filmed?