PIP coverage is not required by law in Illinois, but it can be a valuable addition to your policy. If you are involved in a car accident, PIP coverage can help you to cover the costs of your medical care and other expenses, even if you are not at fault for the accident.
The amount of PIP coverage that you can purchase varies from insurance company to insurance company. The maximum amount of PIP coverage that is available in Illinois is $50,000 per person, per accident.
If you are considering adding PIP coverage to your Illinois car insurance policy, be sure to shop around for the best rate. The cost of PIP coverage varies from company to company, so it is important to compare rates before you purchase coverage.
You can also add PIP coverage to your policy through the Illinois Automobile Insurance Plan (IAIP). The IAIP is a state-run program that provides car insurance to drivers who are unable to obtain coverage through the voluntary market.
If you are eligible for the IAIP, you may be able to add PIP coverage to your policy for a low cost. The cost of PIP coverage through the IAIP is based on your income and the number of people in your household.
PIP coverage can be a valuable addition to your Illinois car insurance policy. It can help you to cover the costs of your medical care and other expenses if you are involved in a car accident. If you are considering adding PIP coverage to your policy, be sure to shop around for the best rate.
