Can a buy here pay car lot repossess your and not want payment to give back?

It depends on the specific laws and regulations in your jurisdiction, as well as the terms and conditions of your buy here pay here contract. In general, buy here pay here lots have the right to repossess your car if you default on your payments or violate the terms of your contract.

However, they must typically go through a legal process to do so, which may involve giving you notice and the opportunity to cure the default or surrender the car voluntarily. It is also common for buy here pay here lots to require you to repay the full amount of the loan, including any unpaid interest and fees, in order to get your car back after it has been repossessed. If you believe that the buy here pay here lot has repossessed your car illegally or is refusing to accept payment that you are legally obligated to make in order to redeem your car, you should consult with a lawyer who specializes in consumer protection law