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Do Florida car insurance laws require moped insurance?

Florida car insurance laws do not require moped insurance; however, some counties and cities may have their own ordinances that require moped insurance. Moped riders must have a valid driver's license, and all mopeds must be registered with the Florida Department of Highway Safety and Motor Vehicles (FLHSMV). Mopeds are also required to have a working horn, headlight, and taillight.