Compare quotes from multiple providers. The best way to find the cheapest car insurance is to compare quotes from multiple providers. You can do this online, through a comparison website, or by speaking to a broker.
Consider the type of cover you need. There are different types of car insurance policies available, so it's important to choose the one that best suits your needs. For example, if you have a new car, you may want to consider comprehensive cover, which provides the most protection.
Increase your voluntary excess. The voluntary excess is the amount you pay towards the cost of a claim. By increasing your voluntary excess, you can reduce your premium. However, it's important to make sure you can afford to pay the voluntary excess if you need to make a claim.
Consider telematics insurance. Telematics insurance is a type of car insurance that tracks your driving habits. It can be a cheaper option for safe drivers, as your premium will be based on how you drive.
Bundle your insurance policies. If you have multiple insurance policies, such as home and car insurance, you may be able to get a discount by bundling them together.
Pay your premium in full. If you can afford to do so, paying your premium in full rather than in instalments is often cheaper.
Look for discounts. Many insurers offer discounts for certain features, such as anti-theft devices or multiple policies. It's worth asking your insurer about any discounts you may be eligible for.
