Impact of suspended license: In general, driving without a valid license is considered a serious violation, which could potentially affect your insurance coverage. Insurance companies typically require policyholders to have valid driving privileges to maintain their insurance.
Medical reasons: If your license was suspended due to medical condition that caused or contributed to the accident, it's possible that your insurance company may take this into consideration when evaluating your claim. However, it's difficult to provide a precise answer without knowing the specific details of your case.
Full coverage insurance: Full coverage insurance typically includes liability coverage, which provides protection if you cause damage to someone else's property or injure another person in an accident. It might also include comprehensive and collision coverage, which cover physical damage to your own vehicle. Whether these coverages would apply and under what circumstances would depend on the exact terms of your policy.
It's important to notify your insurance company promptly about the accident and provide them with accurate and complete information. Your insurance company will then evaluate your claim based on the specific facts and circumstances of your case.
If you have concerns about whether your insurance would cover you in such a situation, it's highly recommended to contact your insurance provider and discuss the specifics of your coverage. They should be able to provide information about the coverage and what steps you may need to take in case of an accident while your license is suspended due to medical reasons.
