Can a 2nd lien holder repo your car?

In most cases, a second lien holder cannot repossess your car without also obtaining possession of the vehicle from the first lien holder. This means that the second lien holder must first pay off the first lien in order to take possession of the vehicle. However, there are some exceptions to this rule, such as if the second lien holder has a security interest in the vehicle that is superior to the first lien. If you have any concerns about whether a second lien holder can repossess your car, you should speak to an attorney.