1. Mechanical failure: This refers to any faults or breakdowns in the mechanical components of the vehicle, such as the engine, transmission, steering system, brakes, electrical systems, and more.
2. Electrical issues: This includes any problems with the vehicle's electrical systems, such as battery failure, alternator issues, short circuits, or electrical component failures.
3. Fuel-related issues: If your vehicle breaks down due to running out of fuel, flat tires related to a puncture, or problems with the fuel system, these situations may be covered by breakdown insurance.
4. Accidental damage: Some breakdown insurance policies also provide cover for accidental damage, such as damage caused by collision with another vehicle, an object, or animals, as long as it renders the vehicle immobile and unable to be driven.
5. Flat tires: Most breakdown insurance policies cover assistance in case of a flat tire. This includes changing the tire, fitting a temporary spare tire, or arranging for a replacement tire.
6. Key and lock issues: If you lose your car keys or they malfunction, some policies provide assistance to unlock the vehicle, replace keys, or provide lock-related roadside services.
7. Towing and recovery: If your vehicle is immobilized and cannot be driven, breakdown insurance typically covers the cost of towing and recovery to a repair garage or approved location.
8. Breakdown at home: Some insurance policies offer cover for breakdowns that occur at your home address or within a specified distance from your home.
It's important to note that the exact coverage and specifics may vary between insurance providers and policies, so it's recommended to carefully read the policy documents to understand the exact situations that are covered and any exclusions or limitations.
