Can two insurance companies insure the same car?

Yes, two insurance companies can insure the same car. However, this is not a common occurrence. It typically happens when a car is leased or financed through a dealership. In these cases, the dealership may require the borrower to purchase insurance from the dealership's preferred insurance company. The borrower may also have their own insurance company, which can provide additional coverage.

It's important to remember that when two insurance companies are insuring the same car, the primary insurance company will be responsible for paying the claim. The secondary insurance company will only pay if the primary insurance is not able to cover the full cost of the claim.

If you're considering insuring your car with two insurance companies, it's important to talk to your insurance agents to make sure you understand the coverage and the process for filing a claim.