What do you with a vehicle that told the lender to come get 4 time over 5 years ago and they never came got it have not heard from them since?

If you have a vehicle that the lender told you to come and get multiple times over the span of five years and they have never come to retrieve it, you may be able to claim ownership of the vehicle through the process of adverse possession. Adverse possession is a legal concept that allows a person to claim ownership of property that they have been in possession of for a continuous period of time, typically between 5-20 years depending on the jurisdiction.

Here's a general outline of the steps you may need to take to claim ownership of the vehicle through adverse possession:

1. Research the Laws: Begin by researching the adverse possession laws in your state or jurisdiction. Understand the specific requirements and time limitations for claiming adverse possession.

2. Check Vehicle Ownership: Determine the legal owner of the vehicle through a title search. If the lender is still listed as the legal owner, you can proceed with the adverse possession process.

3. Maintain Continuous Possession: Ensure that you have had uninterrupted and exclusive possession of the vehicle for the required number of years specified in your jurisdiction's adverse possession laws. This means you should have complete control and authority over the vehicle during this time.

4. Establish Open and Notorious Possession: Demonstrate that your possession of the vehicle was open, visible, and known to others. This can include parking the vehicle in a public area, using it regularly, and paying for maintenance and repairs.

5. Pay Property Taxes and Insurance: Fulfill any obligations associated with the vehicle's ownership, such as paying property taxes, registration fees, and insurance premiums.

6. Consult an Attorney: Consider seeking legal advice from an attorney experienced in real estate or property law. They can guide you through the specifics of adverse possession laws in your jurisdiction and ensure that you follow all the required steps correctly.

7. File a Quiet Title Action: Once you have fulfilled the requirements for adverse possession, you can file a quiet title action in court to establish your ownership of the vehicle. This legal process involves notifying the previous owner (the lender) of your intention to claim ownership.

It's important to note that adverse possession laws vary from state to state, so the specific requirements and procedures may differ in your jurisdiction. It's always advisable to consult with a qualified attorney to ensure you understand and follow the correct legal steps for claiming ownership of the vehicle through adverse possession.