Can a collection agency put on your credit even though you have police report showing the car accident was not fault?

Yes, a collection agency can still put a collection on your credit even if you have a police report showing that the car accident was not your fault. This is because the collection agency is not responsible for determining fault in the accident. Their job is to collect the money that you owe, regardless of who was at fault.

If you believe that the collection agency is in error, you can dispute the collection with the credit bureau. You will need to provide the credit bureau with a copy of the police report and any other documentation that supports your claim that you were not at fault. The credit bureau will then investigate the dispute and determine whether or not the collection should be removed from your credit report.

Here are some tips for disputing a collection with a credit bureau:

* File your dispute in writing.

* Include a copy of the police report and any other documentation that supports your claim.

* Be specific about why you believe the collection is in error.

* Request that the credit bureau investigate the dispute and remove the collection from your credit report.

* Follow up with the credit bureau if you do not receive a response within 30 days.

By following these tips, you can increase your chances of having a collection removed from your credit report.