Should your car insurance coverage lapse while registration is still current the DMV may suspend vehicle and charge a reinstatement fee?

Yes, if your car insurance coverage lapses while your vehicle registration is still current, the Department of Motor Vehicles (DMV) may suspend your vehicle registration and charge a reinstatement fee. This is because most states require drivers to maintain continuous insurance coverage in order to operate a vehicle legally. If you allow your insurance to lapse, the DMV may consider your vehicle uninsured and take action accordingly. The specific penalties and procedures for dealing with lapsed insurance can vary from state to state, so it's important to check with your local DMV for the specific rules in your jurisdiction.