It is possible that your insurance may cover a rental car if your car is totaled. The specific coverage and terms will depend on your insurance policy and the type of insurance coverage you have. Generally, if you have collision and comprehensive coverage, your insurance may provide coverage for a rental car while your car is being repaired or replaced. However, there may be limits on the coverage amount and the duration of the rental period.
It is important to check the details of your insurance policy and contact your insurance company to understand the specific coverage and requirements related to rental car coverage in case of a totaled car. Some policies may have additional provisions or endorsements that can enhance your rental coverage.