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Do you need car insurance on a rental car?

In most cases, yes. When you rent a car, you are responsible for any damage you cause to the vehicle, regardless of whether or not you are at fault. Rental car companies will typically offer you the option to purchase insurance to cover this damage, and it is highly recommended that you do so.

If you do not purchase rental car insurance, you will be responsible for paying for any damage to the vehicle out of your own pocket, which can be very expensive. Even if you have your own car insurance, it may not cover damage to a rental car.

The cost of rental car insurance varies depending on the rental company and the type of coverage you choose. However, it is usually a small price to pay for peace of mind.