File a claim with the other driver's insurance company. If the other driver was at fault for the accident, you may be able to file a claim with their insurance company to recover the damages to your car.
Work with your lender to settle your loan. If you still owe money on your car, you will need to work with your lender to settle your loan. Your lender may be able to allow you to pay off your loan early without penalty or they may be able to work with you to refinance your loan.
Look into getting a salvage title. If your car is totaled, you may be able to get a salvage title from the Department of Motor Vehicles. A salvage title means that your car is not roadworthy and cannot be driven on public roads. However, you may be able to sell your car to a salvage yard or rebuild it yourself.
Consult with an attorney. If you are unsure of what to do, you may want to consult with an attorney. An attorney can help you understand your rights and options and can represent you if you need to go to court.
