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If unlicensed driver in New Jersey takes his mothers car without knowledge and gets an accident what will happen with court insurance?

If an unlicensed driver in New Jersey takes their mother's car without her knowledge and gets into an accident, it will have several consequences for the unlicensed driver, their mother, and the court insurance.

1. Civil Liability: The unlicensed driver is responsible for any damages or injuries caused by the accident. The injured party can sue the unlicensed driver for compensation, and a court may order the unlicensed driver to pay for damages.

2. Criminal Charges: Driving without a license is a traffic violation in New Jersey. The unlicensed driver may face criminal charges, including driving without a valid license and reckless driving. Penalties may include fines, imprisonment, and a suspended or revoked license.

3. Insurance Implications: The mother's car insurance policy may not cover the accident because the unlicensed driver was not an authorized driver. The insurance company may deny the claim, leaving the mother responsible for damages and legal expenses.

4. Legal Consequences for the Mother: The mother may face legal consequences for allowing an unlicensed driver to operate her car. She could be held liable for negligence if she knew or should have known that her son was unlicensed and still permitted him to drive her car.

5. Impoundment of Vehicle: The police may impound the mother's car if the unlicensed driver was involved in a hit-and-run accident or if the car was used in a criminal activity.

It's important to note that the specific consequences can vary depending on the circumstances of the accident, the extent of damages, and the laws and regulations in New Jersey. It's advisable to consult with an attorney or insurance professional to understand the legal and insurance implications of this situation and to determine the best course of action.