If you do not have a car in your name, SR22 insurance may still cover you if you are listed as an authorized driver on someone else's car insurance policy. This means that you are permitted to drive the car insured under that policy, and the SR-22 insurance will extend to you when you are driving that car.
If you are not listed as an authorized driver on any other car insurance policy, then you will need to purchase your own SR-22 insurance policy. This policy will cover you if you drive your own car, or any other car that you are legally permitted to drive.
The cost of SR-22 insurance can vary depending on a number of factors, including your driving record, the state in which you live, and the insurance company that you choose. However, SR-22 insurance is typically more expensive than standard auto insurance.
It is important to note that SR-22 insurance is not a substitute for car insurance. Car insurance provides financial protection in the event of a car accident, while SR-22 insurance provides proof of financial responsibility to the state. If you do not have car insurance, you may be driving illegally, even if you have SR-22 insurance.
If you have any questions about SR-22 insurance, it is best to speak with an insurance agent or your local DMV.