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Can two people be on a car title with only one person the loan?

In most cases, yes, two people can be on a car title even if only one person is the loan. It actually fairly common for married or unmarried couples put both their names on a title, even if only one of them is making payments.

That said, every situation is different, and it's important to check with your state's Department of Motor Vehicles (DMV) or equivalent agency for specific laws and regulations regarding vehicle ownership and titling.