* The cost of living in your area: Auto insurance rates vary from state to state and even from city to city.
* The make and model of your car: The cost of insuring a sports car is typically higher than the cost of insuring a sedan.
* The insurance company you choose: Different insurance companies charge different rates for the same coverage.
* Your driving record: A clean driving record can earn you a lower rate.
* Your credit score: In some states, your credit score can affect your car insurance rate.
It's important to shop around and compare quotes from different insurance companies before you buy a policy. By doing your research, you can find the best possible rate on auto insurance for your 16-year-old boy.
